ເງິນເຈົ້າໄປໃສ?
ດຽວພາຈົດບອກໃຫ້ຟັງ

Where did your money go? Let Phajot tell you.

ຈົດລາຍຮັບ-ລາຍຈ່າຍໄດ້ໄວ ເບິ່ງພາບລວມການເງິນໄດ້ງ່າຍ ແລະ ຊ່ວຍໃຫ້ວາງແຜນການໃຊ້ເງິນໄດ້ດີຂຶ້ນ

ລອງໃຊ້ຟຣີ · Try free ເບິ່ງວິທີໃຊ້ງານ
9:41 ●●● 100%
ສະບາຍດີ, Kitty
Wednesday, May 27
7 days
LAK
₭2.7M
ເດືອນນີ້
THB
฿4.8K
ເດືອນນີ້
USD
$320
ເດືອນນີ້
Safe to spend
₭1.9M 8 days left · on track
Per day
₭238K
Today (3)
ກາເຟ Amazon
Coffee & drinks · LAK
−₭35,000
ຄ່າມືຖື
Mobile · LAK
−₭150,000
ເງິນເດືອນ
Salary · LAK
+₭4,500,000
⌂Home
▥Analytics
▣Budget
◎Goals
Settings

Phajot understands you

From a quick note to your whole month — organized, in Lao or English.

Smart text logging

ພິມແບບທຳມະດາ ພາຈົດຊ່ວຍຈັດເປັນລາຍການໃຫ້

Receipt scanning

Snap a photo. Items and total are detected, then saved as one organized transaction.

Smart category detection

Phajot suggests categories. You confirm or adjust.

Monthly spending story

Your month told as a warm narrative, not a wall of numbers.

Money assistant

Ask anything about your spending. Get calm, real answers.

Learns repeated patterns

Phajot remembers how you log. Each entry gets faster.

Multi-currency

Three currencies. One garden.

ຈັດການເງິນຫຼາຍສະກຸນໄດ້ໃນບ່ອນດຽວ

LAK, THB, USD in one place — no more switching apps.

9:41 ●●● 100%
Wallets
This month across LAK, THB, USD
LAK
₭2.7M
ເດືອນນີ້
THB
฿4.8K
ເດືອນນີ້
USD
$320
ເດືອນນີ້
Lao Kip
×
Income
+₭5,900,000
Expense
−₭3,200,000
All time
Net
₭18.4M
Income
+₭74.2M
Expense
−₭55.8M
LAK
₭2.7M
THB
฿4.8K
USD
$320
⌂Home
▥Analytics
▣Budget
◎Goals
Settings
Receipt scan

From receipt to record.

ສະແກນໃບບິນ ແລ້ວປ່ຽນເປັນລາຍການທີ່ຈັດລະບຽບໄດ້ທັນທີ

Scan a receipt — the items and total are detected, and the whole bill is saved as one organized transaction.

Scan a receipt
9:41●●● 100%
Receipt scan
Cafe Mil Mixay · LAK
Cafe Mil Mixay
Vientiane · May 27 · Table 4
Lao coffee x 2₭70,000
Khao soi₭85,000
Fried rice₭65,000
Spring rolls₭55,000
Fruit shake x 2₭88,000
Delivery fee₭28,000
Service / misc₭182,000
Total₭573,000
Cafe Mil Mixay
Food · 7 items
₭573,000
Detect the total
₭0
Saved to your monthly view.
1Scan a receipt
2Detect items + total
3Save as one record
Money buddy

Your money buddy.

ຖາມພາຈົດໄດ້ ເມື່ອຢາກເຂົ້າໃຈການໃຊ້ເງິນຂອງຕົນເອງ

Ask anything. Get real advice in Lao or English.

9:41●●● 100%
Ask Phajot
ໝູ່ຊ່ວຍເບິ່ງເງິນ
ສະບາຍດີ! ຖາມຂ້ອຍໄດ້ເລີຍເລື່ອງເງິນຂອງເຈົ້າ.
ເດືອນນີ້ໃຊ້ກິນກາເຟຫຼາຍບໍ່?
ເດືອນນີ້ ₭420,000 — ຫຼາຍກວ່າເດືອນກ່ອນ 15%. ລອງເຮັດກາເຟຢູ່ບ້ານ 2 ມື້ຕໍ່ອາທິດເບິ່ງດຸ.
Where did I spend most? Can I save more?
Ask about your money...
↑
Monthly wrap

ສະຫຼຸບການເງິນປະຈຳເດືອນ

ເລື່ອງລາວເງິນຂອງເຈົ້າແຕ່ລະເດືອນ

A warm monthly summary with the numbers that matter.

9:41●●● 100%
May Wrap

ເດືອນນີ້ ລາຍຈ່າຍຫຼັກຂອງເຈົ້າຢູ່ໃນໝວດອາຫານ ແລະ ການເດີນທາງ. ພາຈົດຊ່ວຍສະຫຼຸບໃຫ້ເຫັນພາບລວມ ເພື່ອໃຫ້ເຈົ້າວາງແຜນເດືອນຕໍ່ໄປໄດ້ງ່າຍຂຶ້ນ

Total expense
₭3.2M
Total income
₭5.9M
Top category
Food
₭980K
Biggest day
May 18
₭740K
Active days
23 / 31
Vs last month
−8%
LAK spend
Goals

Save for what matters.

ຕັ້ງເປົ້າໝາຍ ແລະ ຕິດຕາມຄວາມຄືບໜ້າຂອງເງິນເຈົ້າ

Set a target. Track progress. See your monthly plan.

Know the monthly number
Phajot turns target and deadline into a plan.
Find room in spending
Suggestions use your actual categories.
9:41●●● 100%
Goals
Your savings roadmap
+
Vientiane → Luang Prabang
Dec 2026
Saved
₭1,350,000
Target
₭3,000,000
45% complete₭1,650,000 remaining
Save / month
₭82,500
Months left
20
On track for December 2026
Emergency fund
Jun 2027
Saved
₭2,200,000
Target
₭10,000,000
22% complete₭7,800,000 remaining
Trim coffee by ₭84K/month to speed this up.
⌂Home
▥Analytics
▣Budget
◎Goals
Settings
Analytics

See your patterns.

ເບິ່ງຮູບແບບການໃຊ້ເງິນ

Where you spend, when you spend, how it changes.

9:41●●● 100%
Analytics
Today
Week
Month
All
Date
May 2026
‹
›
Net cashflow
This month · all currencies
+₭2.7M
LAK
+฿4.8K
THB
+$320
USD
LAK
THB
USD
Spending breakdown
Total
₭3.2M
Food38%
Transport23%
Coffee17%
Shopping13%
Bills9%
Daily spend
May 2026
LessMore
S
M
T
W
T
F
S
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Food
38% of spend
₭1.2M
Transport
23% of spend
₭736K
Coffee
17% of spend
₭544K
⌂Home
▥Analytics
▣Budget
◎Goals
Settings
Pricing

Free for the basics. Pro for the rest.

ໃຊ້ຟຣີໄດ້ເລີຍ. Pro ຖ້າຢາກໄດ້ຫຼາຍກວ່າ.

Free
Start tracking today.
₭0
Transaction logging
Multi-currency
Basic analytics
Pro
Save 16%
For the full garden.
LAK
USD
THB
₭79,000
/ month · $3.99 · ฿119
₭799,000 / year · $39.99 · ฿1,199
Receipt scanning
Money buddy
Monthly wrap
Goals + unlimited history
9:41●●● 100%
← Back to settings
Phajot Pro
More power for scanning, planning, and understanding your money.
Monthly
Annual -16%
$3.99/ month
฿119 / month · ₭79,000 / month
Fast logging
Free + Pro
Analytics
Free + Pro
Receipt scanning
Pro
Monthly wrap
Pro
PromptPay · BCEL · International card
Built local

Built in Laos, for Laos.

ສ້າງໃນລາວ ເພື່ອຄົນລາວ

Phajot helps you live without always asking where your money went. Calm, clear, and in your language.

ຂໍ້ມູນການເງິນຂອງເຈົ້າຄວນເປັນຂອງເຈົ້າ. ພາຈົດອອກແບບໃຫ້ຊ່ວຍຈັດການ ໂດຍເຄົາລົບຄວາມເປັນສ່ວນຕົວ
Phajot capybara mascot
A calmer money habit
Get started

ເລີ່ມຈົດມື້ນີ້ ເພື່ອເຫັນເງິນຂອງເຈົ້າຊັດຂຶ້ນ

Multi-currency personal finance for Laos. No credit card.

ລອງໃຊ້ຟຣີ · Try free
Coming soon
Preview

ເວົ້າເລີຍ

Just talk.

ບັນທຶກລາຍການດ້ວຍສຽງ ໃຫ້ການຈົດເງິນໄວ ແລະ ທຳມະຊາດຂຶ້ນ

Voice note
ເວົ້າເລີຍ
ກາເຟ ແລະ ເຂົ້າທ່ຽງ 85,000 ກີບ
Coffee + lunch
Smart text logging
₭85,000
Coming soon
Preview

ພາແບ່ງ

PhaShare.

ແບ່ງລາຍຈ່າຍ ຫຼື ວາງແຜນເງິນຮ່ວມກັນ ສຳລັບຄອບຄົວ ໝູ່ເພື່ອນ ຫຼື ທີມນ້ອຍ

Dinner receipt
Cafe Mil Mixay
Total₭573,000
Friends4 people
Kitty₭143,250
May₭143,250
Noy₭143,250